Maximum 401k Contribution 2025 With Catch Up Period

Maximum 401k Contribution 2025 With Catch Up Period. Employees can invest more money into 401 (k) plans in 2025, with contribution limits increasing from 2023’s $22,500 to $23,000 for 2025. The limit for overall contributions—including the employer match—is 100%.

The limit for overall contributions—including the employer match—is 100%. The annual employee contribution limit for 401(k) retirement plans is increasing from $22,500 to $23,000 in 2025.